Are you a talented individual with a passion for banking and a drive to excel in the financial sector? PermataBank is currently seeking qualified candidates for the position of RM Lending Mortgage in Jakarta Selatan & Jakarta Pusat. If you are ready to take your career to the next level and make a meaningful impact in the world of commercial real estate lending, we want to hear from you!
Job Title: RM Lending Mortgage
Work Placement / Zoning: Jakarta Selatan & Jakarta Pusat
Job Responsibilities:
As an RM Lending Mortgage, you will play a vital role in managing a diverse portfolio of clients and prospects, focusing on providing innovative financial solutions. Your key responsibilities will include:
- Client Portfolio Management:
- Manage an extensive portfolio of clients, including professional developers and real estate investors, providing them with construction, development, and permanent financing options.
- Relationship Building:
- Acquire, deepen, and maintain profitable relationships with clients through effective sales strategies, proactive prospecting, and enhancing existing connections.
- Financial Analysis:
- Interpret financial and cash flow statements to assess the financial conditions of clients and prospects, along with analyzing industry trends that impact lending decisions.
- Collaboration:
- Collaborate with various teams within the bank, including underwriting, portfolio management, Credit Risk Managers, and support staff, to design and deliver tailored financial solutions to clients.
- Client Dialogue Facilitation:
- Lead discussions with clients and prospects on relevant topics, including industry insights, alternative capital structures, and general business issues.
- Adaptability:
- Stay adaptable to changes in sales practices, market dynamics, and industry conditions to optimize performance and achieve targets.
Job Requirements and Skills:
To be considered for this role, candidates must meet the following qualifications:
- Experience:
- A minimum of 5 years of experience in commercial real estate project lending and institutional financing is required.
- Sales and Leadership Skills:
- Proven sales, marketing, and leadership skills, with the ability to maintain effective working relationships with underwriting partners, portfolio managers, relationship administrators, Credit Risk Managers, and other associates.
- Credit Underwriting Skills:
- Strong credit underwriting skills, alongside excellent presentation and negotiation abilities. A comprehensive understanding of financial accounting and commercial loan underwriting is essential, including the relationship between credit risk, structure, and pricing.
- Familiarity with Financial Products:
- Familiarity with interest rate management products, cash management services, and other fee-based products will be advantageous.
- Communication Skills:
- Exceptional verbal and written communication skills, coupled with strong interpersonal and organizational abilities.
What We Offer:
At PermataBank, we are committed to providing our employees with a supportive and rewarding work environment. We offer competitive compensation packages, opportunities for professional development, and a dynamic team culture that values innovation and collaboration.
Application Process:
If you are interested in this exciting opportunity and possess the required experience, we encourage you to apply! Please send your updated CV to:
Email: PRADANA.ADI@PERMATABANK.CO.ID
Mandatory Email Subject: LINKEDIN _ JOB POSITION _ YOUR FULL NAME
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